You can raise your credit score relatively quickly with some key knowledge and effort. Having credit scores explained helps you learn how to qualify for financing soon. Improvements in your credit could allow you to qualify for a loan fast. It's important to be able to qualify for financing when you need it. Being able to borrow is essential when you need financial assistance.
Read MoreYou have a lot of important numbers in your life. There's your age, your weight, the number of years you were in school and the password to access your online banking accounts. But you also have a three-digit number that impacts many different areas of your life. It's called your credit score.
Read MoreYour credit score and report are the two most essential items in your life. They determine whether you can gain access to the products and services that you need to navigate through this world. A good credit score is attainable if you know the credit score best practices. We want to bless you with some tips that you can use to boost your credit score to the next level and keep it there.
Read MoreLife is rolling along going great. You think everything rocks. You set up auto-payments for all of your bills and you feel great that everything just gets paid on time or early. Then something happens you did not expect.
Perhaps the website of one of your creditors has a glitch or your debit card you used to set up the auto-pay expires. Something happens and dang, that payment to your credit card gets there late.
What effect does one late payment really have?
Read MoreYou have a credit dispute letter to write. What is a credit dispute letter? It is your friend. This short letter can set your account right again quickly and recoup those lost points. Learn everything about it here.
Read MoreThere are different credit score factors that make up your credit score. It’s important to understand these credit score factors when it comes to learning how to improve your score and what is the most damaging to it. There are a number of credit card myths that you should be aware of when it comes to these credit score factors.
Read MoreThere are so many ways one can explain credit management, but let’s stick with this: Credit management means making timely payments, managing debts, using credit wisely, and taking steps to put your credit in the most positive light possible.
There are also many terms you need to know. If you try to do this without knowing common terms of credit management, you are going to find yourself drowning in a sea of confusion and- possibly- giving up before you even get started well.
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Read MoreEven if you do everything you can to protect your own identity, so many organizations have suffered from breeches and loss of information that directly impact you. No matter what you do, you cannot always be sure that your information is always protected. You must put every precaution you can in place and keep your eye on your own information.
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