The best time to start paying attention to your credit score is now. Don’t wait until you’re trying to take out a mortgage, pay for a wedding, finance a vehicle, or apply for a personal loan. Improving my credit score helps me take better care of the people and things which are truly important to me. One of the easiest, most effective, and coolest tools to help us do that is the credit score simulator.
Read MoreYou might not have known it, but you have two credit scores. One is your FICO credit score, the other is your FICO Auto Industry Option Score, or just Auto Credit Score.
The latter score helps the auto dealerships and auto lenders decide whether you can make a good risk for a car loan. FICO creates it specifically for auto lenders so they can easily determine your loan qualification, interest rate, and the down payment required.
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