Posts tagged credit monitoring and ID protection
Credit Report Basics Explained: Credit 101
Credit Report Basics Explained: Credit 101

Almost everyone at some point in their lives needs to borrow money. Very few of us buy homes with cash, and most of us finance our vehicles as well. Credit cards are a reality of modern life, as are department store cards of various sorts (with all of their brand-specific perks), medical cards (which allow you to pay out your expenses over time when dealing with participating institutions), and online transactions which rely on the good faith of both parties. You don’t have to master credit report basics to recognize that your credit score and full credit report substantially impact each of these events for better or worse.

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Credit ReportsBlaine Koehncredit monitoring and ID protection, identity theft, guard against ID theftComment
Credit Score Basics Explained: Credit 101
Credit Score Basics Explained: Credit 101

Understanding credit score basics starts by understanding credit scores. Your credit score is a 3-digit number between 300 – 850 which acts as a “snapshot” or “letter grade” of your larger credit history. Lenders use your credit score as a quick-and-easy way to assess the level of risk if they offer you a loan. In practical terms, that means the better your credit score, the better your interest rates in most cases, and the more flexible lenders are likely to be with other terms as well.

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Credit ScoresBlaine Koehncredit monitoring and ID protection, check 3 score, credit scores for personal loansComment