You may not need a loan today. That’s wonderful! At some point chances are good you’re going to wish you had access to some cash, fairly promptly, and on reasonable terms. You’ll need this guide to understanding credit.
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It’s impossible to 100% prevent identity theft, but it’s relatively easy and affordable to greatly improve your odds. It’s like wearing your seatbelt or locking your garage – with very limited inconvenience, you can drastically reduce your chances of facing far more severe headaches. In my mind, that’s a no-brainer in terms of credit monitoring basics.
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Credit scores determine more than whether or not you’re approved for a loan. It also determines interest rate and other terms of a loan. We will review how to improve your credit scores through this detailed guide.
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As you might imagine, one can really go to town with all of the numbers and approaches out there to credit score statistics. Keep in mind, though, that for most of us, our goal isn’t to analyze grand financial trends or explore society inequities in depth so much we want to see how we stack up compared to others in our general region or circumstances. In other words, how are WE doing, personally?
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